Buy or rent / Bristol
Buy or rent in Bristol?
A typical home in Bristol costs around £385,000, and renting one costs around £1,650 a month. That's 19.4 years of rent to buy outright. A first-time buyer with a 15% deposit would need £64,150 in cash, including £4,250 of Stamp Duty. Over 10 years, with the calculator's starting assumptions, buying comes out £36,329 ahead.
These local figures are rough starting points, last updated 16 October 2026. Change them to match the homes you're actually looking at.
£
%
£57,750
£/month
After 10 years
Buying leaves you £36,329 better off
Buying gets ahead of renting in year 3, after selling costs. Renting here assumes you invest whatever buying would have cost you extra.
- Cash needed to buy
- £64,150Deposit £57,750, Stamp Duty £4,250, fees £2,150
- First month's costs
- £2,789 vs £1,860Buying (mortgage £2,108 plus running costs) vs renting
| Scenario | Better off after 10 yrs | Buying ahead from |
|---|---|---|
| Your assumptions | Buying by £36,329 | Year 3 |
| Mortgage rates 1.5 points higher | Renting by £25,718 | Not within the period |
| House prices don't grow | Renting by £110,407 | Not within the period |
| Rent rises 2.5 points faster | Buying by £71,118 | Year 3 |
| Investments return 2 points less | Buying by £68,983 | Year 3 |