Buy or rent / Bath
Buy or rent in Bath?
A typical home in Bath costs around £440,000, and renting one costs around £1,650 a month. That's 22.2 years of rent to buy outright. A first-time buyer with a 15% deposit would need £75,150 in cash, including £7,000 of Stamp Duty. Over 10 years, with the calculator's starting assumptions, renting comes out £1,925 ahead.
These local figures are rough starting points, last updated 16 October 2026. Change them to match the homes you're actually looking at.
£
%
£66,000
£/month
After 10 years
Renting leaves you £1,925 better off
Buying doesn't get ahead within 10 years. Renting here assumes you invest whatever buying would have cost you extra.
- Cash needed to buy
- £75,150Deposit £66,000, Stamp Duty £7,000, fees £2,150
- First month's costs
- £3,126 vs £1,855Buying (mortgage £2,410 plus running costs) vs renting
| Scenario | Better off after 10 yrs | Buying ahead from |
|---|---|---|
| Your assumptions | Renting by £1,925 | Not within the period |
| Mortgage rates 1.5 points higher | Renting by £72,835 | Not within the period |
| House prices don't grow | Renting by £169,623 | Not within the period |
| Rent rises 2.5 points faster | Buying by £32,864 | Year 5 |
| Investments return 2 points less | Buying by £39,708 | Year 4 |