Buy or rent / Brighton & Hove
Buy or rent in Brighton & Hove?
A typical home in Brighton & Hove costs around £435,000, and renting one costs around £1,700 a month. That's 21.3 years of rent to buy outright. A first-time buyer with a 15% deposit would need £74,150 in cash, including £6,750 of Stamp Duty. Over 10 years, with the calculator's starting assumptions, buying comes out £10,264 ahead.
These local figures are rough starting points, last updated 16 October 2026. Change them to match the homes you're actually looking at.
£
%
£65,250
£/month
After 10 years
Buying leaves you £10,264 better off
Buying gets ahead of renting in year 5, after selling costs. Renting here assumes you invest whatever buying would have cost you extra.
- Cash needed to buy
- £74,150Deposit £65,250, Stamp Duty £6,750, fees £2,150
- First month's costs
- £3,095 vs £1,900Buying (mortgage £2,382 plus running costs) vs renting
| Scenario | Better off after 10 yrs | Buying ahead from |
|---|---|---|
| Your assumptions | Buying by £10,264 | Year 5 |
| Mortgage rates 1.5 points higher | Renting by £59,841 | Not within the period |
| House prices don't grow | Renting by £155,529 | Not within the period |
| Rent rises 2.5 points faster | Buying by £46,107 | Year 4 |
| Investments return 2 points less | Buying by £50,268 | Year 4 |